Employee Benefits

Group vision coverage that’s simple to add and easy to use.

Vision coverage is one of the lowest-cost benefits to add, and one employees notice right away every time they need an eye exam or new glasses.

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The Basics

What group vision plans typically cover.

Group vision insurance covers routine eye exams and provides an allowance or discount toward glasses or contact lenses, usually on an annual or every-other-year schedule.

It’s a low-cost benefit that’s easy for employees to understand and use, making it a popular addition even for smaller Belgrade employers building out a benefits package for the first time.

  • Covers routine eye exams
  • Provides an allowance toward glasses or contacts
  • Low-cost addition to an existing benefits package
  • Easy for employees to understand and use

What’s Typically Included

  • • Annual eye exam
  • • Frames allowance
  • • Lens allowance
  • • Contact lens option
What’s Included

Core elements of a group vision plan

Eye Exams

Routine annual exams to check vision and detect broader health issues early.

Frames Allowance

A set dollar amount toward frames, with discounts on the remainder.

Lens Coverage

Coverage for standard lenses, with options for upgrades like anti-glare coating.

Contact Lens Option

Allowance that can be used toward contacts instead of glasses.

Network Providers

Access to in-network optometrists and retailers for lower costs.

Easy Enrollment

Simple to add alongside medical and dental during open enrollment.

Common Questions

Group Vision FAQs

Is vision insurance worth it for a small team?
It’s one of the most affordable benefits to add and tends to be well-used, since almost everyone needs an eye exam at some point.
Can employees use vision benefits at any eye doctor?
Most plans have a network of providers offering the best value, though many also allow out-of-network use at a reduced benefit.
How often can employees get new glasses?
Most plans allow a new set of lenses annually and frames every one to two years, though this varies by plan.

Let’s talk about your group vision coverage.

Belgrade-based advisors who know Montana risk, ready to help.

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