Dental and vision coverage when it’s not offered through an employer.
If you’re self-employed, between jobs, or your employer doesn’t offer it, individual dental and vision plans keep routine care affordable and predictable.
Get a QuoteHow individual dental and vision plans work.
Individual dental plans typically cover preventive, basic, and major procedures, while vision plans cover routine eye exams and provide an allowance toward glasses or contacts.
Both are purchased directly rather than through an employer, and can often be added alongside an individual medical plan or as standalone coverage.
- Covers preventive, basic, and major dental care
- Includes routine eye exams and eyewear allowances
- Available as standalone coverage without employer sponsorship
- Can be added alongside an individual medical plan
Good Fit For
- • Self-employed individuals
- • Early retirees
- • Those between employer plans
- • Anyone without employer dental/vision
Core elements of individual dental & vision
Preventive Dental
Routine cleanings and exams, typically covered at little to no cost.
Basic & Major Dental
Coverage for fillings, crowns, and other restorative dental work.
Eye Exams
Routine vision exams to monitor eye health.
Eyewear Allowance
A set allowance toward glasses or contact lenses.
Waiting Periods
Understanding when major dental benefits become available after enrollment.
Standalone Flexibility
Coverage available on its own, independent of a medical plan.
Dental & Vision FAQs
Can I get dental and vision without medical insurance?
Are there waiting periods for major dental work?
Is vision insurance worth it if I don’t wear glasses?
Let’s talk about your dental & vision coverage.
Belgrade-based advisors who know Montana risk, ready to help.
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